Avista

Avista is a Colombian fintech that provides digital payroll-deducted loans (crédito por libranza) to pensioners, teachers, police and other salaried customers. The company originates loans 100% digitally, offers financing for libre inversión without a co-signer, flexible repayment terms (up to 180 months), and loan amounts up to 140 million. Avista operates nationally in Colombia with more than 25 offices across 32 departments, focusing on improving access to credit for underserved or credit-reported individuals via employer and pension payment agreements and streamlined digital processes.