Banca.me

Banca.me is a Chilean fintech platform that uses Open Finance and machine learning to provide consumer lending and credit assessment services. The company builds predictive models to evaluate individual credit risk in seconds, enabling rapid credit decisions and access to financing for underserved segments. It operates a digital lending marketplace and also offers SaaS credit-assessment products to partners such as real estate firms, banks and non-bank financial institutions, focused on expanding financial inclusion and improving underwriting through data-driven risk scoring and automation.