BioCredit

BioCredit provides plug-and-play digital credit infrastructure for merchants and financial institutions in Colombia. The company offers a platform and mobile app that enable online and in-store financing (including BNPL) via digital onboarding, AI-driven credit scoring, electronic signatures, biometric verification and portfolio management. BioCredit integrates with banks via Banking-as-a-Service to let partners finance purchases while merchants sell without taking on credit risk, and it positions its technology as a turnkey SaaS/Platform for B2B and B2C digital lending.