Crediko

Crediko is a Mexican fintech startup that provides digital educational financing for parents, offering subscription-style "All Inclusive" loans and BNPL products (CredikoPay and CredikoPass) that cover tuition, enrollment, books, materials, and uniforms. The company delivers a 100% digital approval flow, a user dashboard to manage payments, automated reminders, detailed payment reports, and multiple payment methods (cash, bank transfer, card, in-store). Its value proposition is to lower financing costs compared with credit cards and simplify school expense management for families in Mexico.