Creditú

Creditú is a fintech that provides mortgage and down-payment lending, portfolio acquisition and administration, and software tools for real estate developers. The company offers digital mortgage loans (with and without subsidies), interest-free installment solutions for down-payments, a leasing-with-purchase-option product, and SaaS workflows to automate loan evaluation and origination. Creditú also partners with developers and insurers to underwrite and guarantee loans, deploys AI, machine learning and data analytics for risk scoring and fraud detection, and extends financing for housing-related solutions including solar panel installation. It focuses on increasing access to homeownership for middle- and lower-income households across Latin America.