Kissht (OnEMI Technology Solutions)

Kissht is an Indian technology-enabled digital lender serving mass-market consumers, including digitally connected young people and emerging middle-class customers, as well as small businesses and MSMEs. Through its mobile app, it provides unsecured personal loans and secured loans against property, using data analytics, AI and machine-learning models to assess credit and support lending and collections. Its digital process offers quick approvals, direct disbursal and flexible repayment terms.