Monato

Monato builds modular, API-first financial infrastructure for Mexican businesses and fintechs. It provides a unified payment rail that connects billers, physical stores, digital wallets and banks to automate bill payments, mobile top-ups, cash-in/out, account creation (CLABE) and reconciliations. Monato also offers programmable transfers (including SPEI integration), B2B lending and merchant/payment gateway capabilities via developer-friendly APIs, focusing on retailers, PSPs, SMEs and other companies embedding financial services while maintaining regulatory compliance.