Monet

Monet is a Colombian fintech that operates a digital small-ticket lending platform offering short-term, low-amount loans to users who lack access to traditional banking products. The company focuses on informal workers, micro-entrepreneurs, and people without formal credit histories, providing an app-driven experience for loan origination, underwriting, disbursement and repayment. Monet emphasizes alternative credit scoring and risk models to serve underserved segments and expand financial inclusion across Colombia.