Neoble

Neoble is a Mumbai-based fintech startup providing digital loans secured against financial assets such as mutual funds, equities, bonds and insurance policies. The platform automates valuation, approval and disbursal workflows to deliver short-term liquidity while preserving underlying investments, offering fast disbursal (typically within hours), high loan-to-value up to ~80%, competitive interest rates starting around 10.5% p.a., interest charged only on utilized amounts, and minimal documentation or credit-score requirements for retail borrowers.