Neon

Neon is a Brazil-based payment institution authorized by the Banco Central do Brasil that provides a suite of consumer-facing financial products and services for mass-market customers and micro-entrepreneurs. Its offerings include digital accounts, a no-annual-fee credit card with adjustable limits, instant Pix payments (including a camera-based payment feature), Apple Pay compatibility, CDB investment products with daily liquidity and FGC guarantee, personal and payroll loans, and a proprietary liquidity-to-credit feature called Viracrédito. Neon also integrates MEI Fácil services to support micro-entrepreneurs, positioning itself as a regulated fintech alternative to traditional banks focused on widening access to digital financial services in Brazil.