OneLot

OneLot is a Manila-based fintech platform that provides secured inventory loans and software tools for independent and family-owned used car dealerships. It combines AI-driven underwriting and on-site vehicle appraisal workflows to enable fast disbursement and risk-managed lending. OneLot operates a Loan Management System (LMS) for dealer KYC, loan evaluation, repayment and extensions, and a Dealership Management System (DMS) that helps dealers manage inventory, access pricing insights, market vehicles across channels and offer financing to retail customers. The company focuses on improving access to capital and operational efficiency for small used-car retailers in the Philippines.