PaySense

PaySense operates a digital consumer lending platform that provides unsecured personal loans and credit lines to salaried and salaried-like consumers across urban centres. The platform uses electronic documentation and e-KYC to deliver near-instant underwriting, offering customizable loan options in small-ticket amounts and an online user experience. PaySense focuses on data-driven credit decisioning, productized lending workflows, and repeat-customer retention to serve consumers who lack extensive formal credit histories.