Prayaan Capital

Prayaan Capital is a Chennai-based non-banking financial company (NBFC) that provides technology-enabled small business loans and value-added services to micro, small and medium enterprises (MSMEs). The firm combines branch-led, doorstep servicing with app-based customer interfaces and a strong technology backend to digitize operations, perform digital underwriting, and deliver tailored loan products to small manufacturers, traders and service providers. It targets the underserved “missing middle” with loan ticket sizes typically ranging from USD 1,500 to USD 30,000 and supports clients to formalize and grow their businesses through deeper engagement and capability-building services.