Setu

Setu is a Bengaluru-based fintech startup that provides API infrastructure and account aggregation services to banks, fintechs and enterprises. Its platform offers modular APIs for bill payments, UPI payments, identity verification and KYC flows, enabling developers and financial service providers to integrate payments and compliance workflows quickly. The company positions itself as an infrastructure layer for digital financial services, focusing on reliability, compliance and developer ergonomics for banking and payments use cases.