Spense

Spense provides programmable banking and cards infrastructure for regulated financial institutions, offering APIs, developer tools and modular integrations that enable banks and fintechs to launch KYC, digital banking, deposits, card payments, UPI, mutual funds, secured credit cards, prepaid instruments and forex products while maintaining regulatory compliance and auditability. The platform focuses on seamless integration with legacy banking systems to reduce time-to-market for new financial products.