Zippi

Zippi is a Brazilian fintech that provides instant working capital and short-term credit to micro and small businesses across Brazil. The company leverages Pix as a credit platform and Open Finance data to underwrite risk in near real-time, issuing weekly invoices aligned to merchants' cash flows and enabling customers to pay business expenses with flexible short repayment windows (commonly up to 10 days). Zippi offers digital onboarding, credit management tools, and data-driven underwriting to professionalize informal and small retailers and support day-to-day operational liquidity.