Zíro

Zíro provides interest-free inventory financing for distributors, manufacturers and B2B marketplaces serving the traditional trade in Colombia. The company offers a B2B Buy Now Pay Later (BNPL) solution that guarantees payment to suppliers while assuming credit risk, enables flexible payment terms for small merchants, and integrates with e-commerce platforms, CRMs or sales tools. Zíro evaluates credit through payment-history and behavioral validation to assign appropriate credit limits, aiming to increase purchase frequency, average transaction value and working capital availability for micro and small retailers in the traditional retail channel.